Healthcare Receivables Financing
A secured capital solution for healthcare providers
WHO WE SERVE
ABOUT US
Giving Providers the Stability to Deliver Care
Shaped by the purpose and direction that define our work.
Our Mission
To safeguard the continuity of patient care by ensuring providers have steady, reliable cash flow when it matters most.
Our Vision
To build a more resilient healthcare system by transforming complex billing data into clarity and control that keeps care moving.
OUR CORE CAPABILITIES
Healthcare Finance is Our Top Priority
01
Proprietary Data & Insights Platform
We ingest and standardize complex billing and payer data to provide precise, claim-level visibility across the reimbursement lifecycle.
02
Predictable Liquidity for Healthcare Providers
We convert slow reimbursement cycles into fast, stable cash flow backed by validated claim data.
03
Performance Monitoring
We maintain high-level visibility into funded receivables and can highlight notable changes when needed. This helps providers stay aware of reimbursement activity that may influence financial planning.
OUR FUNDING PROCESS
4 Steps to Unlock Predictable Cash Flow
A streamlined, transparent process that converts insured receivables into reliable liquidity.
01
Share Your Insured Receivables
We ingest your billing and payer data to validate outstanding claims and determine funding eligibility.
02
Receive a Clear Funding Proposal
You’ll receive transparent, data-informed terms aligned with your reimbursement patterns and operating needs.
01
Share Your Insured Receivables
We ingest your billing and payer data to validate outstanding claims and determine funding eligibility.
02
Receive a Clear Funding Proposal
You’ll receive transparent, data-informed terms aligned with your reimbursement patterns and operating needs.
03
03
Access Capital Quickly
Access Capital Quickly
Once terms are accepted, we advance funds so your organization can support staffing, operations, and patient care without delay.
04
Reimbursements Repay the Balance
As insurance payments are received, they are applied to your outstanding balance, creating a consistent and predictable cash cycle.
03
Access Capital Quickly
Once terms are accepted, we advance funds so your organization can support staffing, operations, and patient care without delay.
04
Reimbursements Repay the Balance
As insurance payments are received, they are applied to your outstanding balance, creating a consistent and predictable cash cycle.
WHY DML
Expertise You Can Trust. Technology That Sets Us Apart.
Healthcare-focused underwriting powered by proprietary
technology for speed, accuracy, and consistency.
Our proprietary technology is built to give providers clarity, accuracy, and confidence. We focus on secure systems, reliable data, and tools that make the entire process faster and more transparent for our clients.
John Ferguson
President
“
Our mission is simple: give healthcare providers fast, reliable access to the capital they need. We exist to serve our clients, removing complexity, moving quickly, and supporting them so they can stay focused on delivering exceptional patient care.
Underwriting should feel clear, fair, and responsive. We build real relationships with our clients and work hard to understand their needs so we can move quickly and deliver funding they can trust.
Clarity for Your Funding Needs
Clear, concise answers to the most common questions about our receivables funding model, eligibility, and what to expect when working with DML.
Frequently Asked Questions
Any healthcare provider billing private or government insurance, including Medicare and Medicaid.
DML works with healthcare providers that bill private or government insurance.
Examples include:
Medical offices
Imaging centers
Hospitals
Labs
Surgical facilities
Pharmacies
If your organization bills insurance and has outstanding healthcare receivables, we can help.
Note: We do not fund worker’s comp or personal injury claims.
We buy your third-party medical receivables.
You receive 70–90% upfront.
When the claim is paid, you receive the remaining balance.
No recourse to your company.
Receivables are verified and segregated.
This turns slow-paying claims into immediate working capital.
Typically, within 30 days.
We fund $1M to $25M+ for healthcare receivables from providers billing insurance, including Medicare and Medicaid.
We fund healthcare receivables owed by:
Government insurers
Private insurers
We do not fund:
Patient responsibility portions
Worker’s compensation claims
Personal injury claims
THE DML BLOG
Perspectives Shaping the Future of Healthcare Finance
Clear, practical articles that explore the financial and operational trends impacting providers, from cash flow challenges to data-driven funding decisions.
What is Healthcare Factoring? A Clear Guide for Providers
Healthcare providers often face cash flow gaps caused by slow insurance reimbursements. This article explains what healthcare factoring is, how it works, and why it provides providers, brokers, and...
The Role of Data in Healthcare Funding
Healthcare reimbursement is unpredictable, and providers need reliable data to manage cash flow and operational planning. This article explores how structured, high-quality data improves visibility into receivables, strengthens funding...
Inside Healthcare Underwriting: How Receivable Behavior Shapes Funding Decisions
Healthcare providers often face timing gaps between delivering care and receiving reimbursement. This article explains how underwriting in healthcare finance evaluates receivable behavior, determines liquidity strength, and supports providers...
LET'S TALK FUNDING
Ready to Unlock Predictable Cash Flow?
LET'S TALK FUNDING
Ready to Unlock Predictable Cash Flow?
A dedicated team ready to support healthcare providers and referral partners with stable, reliable funding solutions.
